There are two ways you can obtain prescription drug coverage with Medicare.
If you have traditional Medicare, you can sign up for a stand-alone prescription drug plan with or without a Medicare Supplement (Medigap plan). Or you can join a Medicare Advantage plan that covers your Medicare benefits including the prescription drug benefit. Whichever you choose, your costs and coverage can vary from one plan to another. In picking the drug coverage that best meets your needs, you can compare plan costs for the premium, deductible, and cost-sharing amounts, whether plans cover the drugs you take and how much they charge for each one, and whether your pharmacy is in the plan’s network.
The experienced team at Twin City Underwriters will take all of these factors into consideration while analyzing which plan would best suit your individual needs. Contact Us to learn more about your prescription drug plan options.